Insurance Service Provider

Insurance service providers give an all round support and protection against any loss arising out of uncertain events. Good advantage avails protection by paying a small premium to an insurance company. The premium is collected by insurance companies which act as a pool, so in case of a loss, the amount is being paid out of this pool.

Insurance is a contract between two parties whereby one of the party agrees to undertake the risk of other in exchange of the premiums which is being paid in fixed sum of money every year or month.

Let’s take an example:

Mr. Kaushik was living with his loving wife and two children. He was in service and getting a salary of Rs 1,00,000/- per month. He was fulfilling his family’s requirements to the fullest and enjoying every moment of their lives. Unfortunately, he expired at the age of 35. The surviving members did not have any source of income after his death, but fortunately he had a Life Insurance Cover. So his wife got the money (Sum Assured) from the insurance which she wisely invested. The loss of her husband cannot be compensated, but with the money she got from the insurance company she was able to run her house smoothly.

Mr. Bhaskar's income and family circumstances were the same as Mr. Kaushik’s. Mr. Bhaskar expired at age of 35, but unfortunately he did not have a Life Insurance Policy. So their situation was completely opposite. His wife and children had to face a lot of problems with no such income. They had to compromise for many important things in life like studies, children’s marriage, their health, standard of living etc.

The fact is, it is always a loss which you suffer when you lose someone you love. But your emotional struggles do not need to be compounded by financial difficulties. Life insurance helps make sure that the people you care about will be provided for financially, even if you are not there to care for them yourself.

In short, Life Insurance is the way to keep your family independent with you and after you.

Take your very first step towards financial security and secure your family today with premium insurance plans available. Value Growth offers various life insurance plans to meet individual goals and needs. We are associated with some of the best insurance companies and insurance service providers. Choose from a range of best Life Insurance Policies available and invest.

Home Insurance

Home insurance, also commonly called hazard insurance or homeowners insurance (often abbreviated in the real estate industry as HOI), is the type of property insurance that covers private homes. It is an insurance policy that combines various personal insurance protections, which can include losses occurring to ones home, its contents, loss of its use (additional living expenses), or loss of other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home or at the hands of the homeowner within the policy territory. It requires that at least one of the named insureds occupies the home. The dwelling policy (DP) is similar, but used for residences that do not qualify for various reasons, such as vacancy/non-occupancy, seasonal/secondary residence, or age

Critical Illness :

Do you need extra insurance for life-threatening ailments when you have a comprehensive health plan and, maybe, a group cover from your employer? In such a case, why buy another insurance policy and clutter the portfolio?

But what if you are diagnosed with a critical ailment that requires specialized care while your health plan has a limit on doctors fees and, thus, will not cover the full cost of treatment? Or, say, there is a cap on specific expenses such as on medicines, intensive care unit or prosthetics and your bill is more than what the insurer will pay. In such cases, you will have no option but to pay from your pocket.

Acute illness can also mean loss of income, total or partial disability and change in lifestyle. The financial burden could be far more than what an indemnity health plan (which pays hospital bills) would cover. Buying a critical illness plan is the best way to get over these shortcomings.

While an indemnity policy covers hospitalisation, a critical illness plan pays a lump sum on diagnosis of serious ailments listed in the policy document.

As a leading and most trusted Health Insurance Advisor, we suggest you with the best health Insurance and medical insurance plans and policies for family and individuals with affordable premium rates. Ask any question - Our Health Insurance Advisor will help!

Motor Insurance

Protection from a financial loss arising out of loss or damage to your vehicle.

Protection from liability towards third parties for personal injury.

Protection death and property damage on account of any accident involving your vehicle.

Cash Less and Hassle free Claim procedure.